Handset Payment Option
How it Works?
GTA's Handset Payment Option divides the full regular price of a new Smartphone into 24 monthly installment payments. Enjoy monthly savings on your postpaid wireless plan and keep up with the latest technology available by upgrading your smartphone every year (with qualified handset trade in).
- Affordable monthly payments of 24 month period.
- Save on your monthly wireless plan
- Upgrade to a new qualified Smartphone after 12 months with no additional fees or finance charges
- Keep up with the latest technology
- No down payment
- Interest free
STEP 1: Pick your smartphone
Choose the GTA Handset Payment Option pricing once you have selected a smartphone
STEP 2: Pick a plan
Individual PlansLearn About Individual Plans
|Discount||Voice||N&W||Text||Data Allowance||When Bundled 10GB Bonus||Overage|
|$40.00||$35.00||$(5.00)||500||-||Unlimited||500MB||n/a||1GB / $10|
|$50.00||$45.00||$(5.00)||500||Unlimited||Unlimited||5GB||15GB||No Data Overages|
|$90.00||$75.00||$(15.00)||Unlimited||Unlimited||Unlimited||35GB w/ Unlimited LTE||45GB w/ Unlimited LTE|
Step 3: Upgrade to the latest
Once you join the Smartphone payment plan, you have the option to a get a new Smartphone without any upgrade fees. You're eligible to get an upgrade after 12 monthly payments.
Existing HPO Customers
- Have the ability to upgrade after 12 months, although your contract states 18 months
- Postpaid Plan discount expires after 24 months
- When upgrading a handset, the Postpaid Plan discount would change from $20 to $15 off
What is Handset Payment Option?
Handset Payment Option (HPO) is a program that provides flexibility to upgrade early, and pay your Smartphone over 24 months rather than paying for it all upfront.
What are the benefits of Handset Payment Option?
With HPO, you can enjoy the latest technology by upgrading your Smartphone more frequently. Upgrade without additional fees or finance charges and purchase a new Smartphone every 12 months (with qualified handset trade-in) and pay for it monthly. You can also enjoy discounts on GTA’s latest postpaid monthly wireless plans as well.
How many HPO handset agreements can I sign up for?
You are able to sign up for a maximum of 4 HPO handset agreements.
Do I have to sign a contract?
No contract is necessary for the postpaid plan, but you will have to go on a Handset Agreement. This agreement is different from traditional two year service contracts because you can upgrade after you complete 12 months of the Handset Agreement with qualified trade in with your existing Smartphone. Customers must have and maintain a GTA wireless postpaid service. In the event you cancel your Handset Agreement you will not be charged a penalty fee, but you will have to pay off the remaining balance of your HPO Smartphone in full and your HPO plan discount will be forfeited.
Is there a minimum plan requirement for a Smartphone on HPO?
No minimum plan is required just as long you sign up for a plan with voice and data.
I am an existing customer on HPO, how can I upgrade?
You can upgrade to a new Smartphone as soon as you complete 12 months of your Handset agreement. Trade-in of your HPO Smartphone must be compliant with the Handset Trade-in program and your account must be in good standing, meaning no past due balances. You may be required to update to our most recent postpaid plans, which still offer you savings.
When I trade in my Smartphone after 12 months and get a new one, what’s the length of my new installment plan? Do I have to pay more when I upgrade?
When you trade in your Smartphone, no further installments are billed for the Smartphone you traded in. You will start over with a new 24 month HPO handset agreement on a new Smartphone and there is no upgrade fee.
Will I be able to pay off the HPO Smartphone early?
The only time you will be able to pay off your HPO device is when you cancel your handset agreement.
Is there warranty for the HPO Smartphones?
Yes, there is a limited one year warranty on all HPO Smartphones.
Existing Handset Payment Option Customers prior to 8/1/2016
What has changed with the New Handset Payment Option?
You now have the option to upgrade your Smartphone for $0 after 12 months instead of 18 months.
Will I still receive discounts on my monthly plan after I complete my Handset Payment Agreement?
You will no longer receive discounts on your wireless plan after completing 24 monthly installment or canceling your agreement. Discounts will continue when you sign a new Handset Payment Agreement.
When can I upgrade my Smartphone?
You can upgrade to a new Smartphone as soon as you complete 12 months of your Handset agreement even though your HPO handset agreement states that you have to wait 18 months.
Are there any special requirements I must meet in order for me to upgrade to a new Smartphone?
You are required to Trade-in your current HPO Smartphone which must be compliant with the Handset Trade-in program and your account must be in good standing, meaning no past due balances. You may be required to update to our most recent postpaid plans, which still offer you savings.
I have paid 6 monthly installments of my HPO Handset Agreement to this point, can I upgrade early?
You are required to fulfill 12 months of your HPO Handset Agreement in order to be eligible for an upgrade to a new Smartphone.
I just upgraded to a new Smartphone with Handset Payment Option, does this mean I still have to wait 18 months to upgrade again?
No need to worry. You are able to upgrade after fulfilling 12 months of your HPO Agreement.